Welcome to the Craftsman T140 Manual, your comprehensive guide to understanding and operating the Craftsman T140 tractor. This manual provides essential information on safety, operation, and maintenance to ensure optimal performance and longevity of your equipment.

Inside, you’ll find detailed instructions, specifications, and troubleshooting tips to help you get the most out of your tractor. Whether you’re a seasoned user or new to the T140, this manual is designed to support your experience.

Read carefully to familiarize yourself with key features, safety precautions, and maintenance routines. Proper use and care will ensure years of reliable service from your Craftsman T140.

1.1 Overview of the Craftsman T140

The Craftsman T140 is a versatile and reliable tractor designed for residential and small-scale agricultural use. Built with durability in mind, it features a robust engine and user-friendly controls, making it ideal for yard work, landscaping, and light farming tasks.

Its compact design allows for easy maneuverability, while its powerful performance ensures efficient completion of various projects. The T140 is equipped with modern features that enhance productivity and comfort, catering to both experienced operators and newcomers.

This tractor is a practical choice for those seeking a balance between strength and agility, supported by a comprehensive manual to guide users in maximizing its potential.

1.2 Importance of Reading the Manual

Reading the Craftsman T140 manual is crucial for safe and effective operation. It provides detailed instructions, safety guidelines, and maintenance tips to ensure optimal performance.

Understanding the manual helps prevent accidents, reduces wear and tear, and extends the tractor’s lifespan. It also offers troubleshooting solutions and specifications for proper usage.

By following the manual, you can avoid costly repairs and ensure compliance with manufacturer recommendations. It is essential for both experienced users and newcomers to familiarize themselves with the content.

This guide empowers you to make the most of your T140, ensuring efficiency and reliability in every task.

Safety Guidelines and Precautions

Safety is paramount when operating the Craftsman T140. Always wear protective gear, follow guidelines, and ensure proper equipment checks before use to prevent accidents and injuries.

2.1 General Safety Tips

Always wear protective gear, including gloves, safety glasses, and sturdy footwear, when operating the Craftsman T140.

Ensure the tractor is on level ground before mounting or dismounting.

Keep loose clothing and long hair tied back to avoid entanglement with moving parts.

Never allow children or unauthorized individuals to operate the tractor.

Be mindful of your surroundings, avoiding obstacles and bystanders.

Use the rollover protective structure (ROPS) and seatbelt if equipped for enhanced safety.

Avoid operating the tractor under the influence of alcohol or medications.

Follow all safety decals and warnings provided on the machine.

Regularly inspect the tractor for damage or wear to ensure safe operation.

2.2 Safety Features of the T140

The Craftsman T140 is equipped with multiple safety features to protect the operator and ensure safe operation. Key safety features include a rollover protective structure (ROPS) with a seat belt to prevent injuries in case of overturning. The tractor also features an operator presence system, which automatically shuts off the engine if the operator leaves the seat. Additionally, a protective shield covers the power take-off (PTO) to prevent accidental contact with moving parts. The T140 is designed with visibility in mind, offering clear sightlines and hazard-free access to controls. Always wear the seat belt and ensure all protective guards are in place before operating the tractor.

2.3 Pre-Operation Checks

Before starting your Craftsman T140, perform a thorough pre-operation check to ensure safety and optimal performance. Begin by inspecting the oil level, fuel level, and tire pressure, ensuring they meet the manufacturer’s specifications. Check the hydraulic fluid level and battery charge, and verify that all controls are functioning properly. Inspect for any loose bolts, worn belts, or damaged parts. Refer to the manual for specific guidelines on fluid levels and torque specifications. Failure to perform these checks may result in equipment damage or operational hazards. Always follow the recommended sequence to avoid overlooking critical components. This routine helps prevent unexpected issues and ensures a smooth operation.

Regular pre-operation inspections are vital for maintaining the longevity and efficiency of your tractor.

Product Features and Specifications

The Craftsman T140 is equipped with a powerful engine, automatic transmission, and hydrostatic steering for smooth operation. It features a robust design and versatile attachments, ensuring reliability and efficiency for various tasks.

With a focus on durability and performance, the T140 is designed to handle demanding projects while maintaining ease of use and control. Its specifications ensure optimal results in different working conditions.

This section details the tractor’s key features and technical capabilities, helping you understand its operational limits and potential. Proper use of these features enhances productivity and ensures longevity of the equipment.

The T140’s specifications are tailored to meet the needs of both professional and casual users, providing a balanced mix of power and maneuverability for a wide range of applications.

By understanding the product features and specifications, you can maximize the performance and utility of your Craftsman T140 tractor.

3.1 Key Features of the Craftsman T140

The Craftsman T140 tractor is designed with a robust 22 HP V-twin engine for reliable power, paired with an automatic transmission for smooth operation. It features hydrostatic steering for easy maneuverability and a tight turning radius, making it ideal for navigating tight spaces. The tractor includes a versatile 46-inch cutting deck for efficient mowing and a washout port for easy maintenance. Additional features include cruise control, a comfortable high-back seat, and a LED headlights for improved visibility. The T140 also supports a wide range of attachments, such as baggers, mulching kits, and snow equipment, enhancing its versatility for various tasks. These features ensure durability, performance, and ease of use, making the T140 a practical choice for both residential and light commercial use.

3.2 Technical Specifications

The Craftsman T140 tractor features a powerful 22 HP Kohler V-Twin engine, designed for reliable performance and durability. It boasts a hydrostatic transmission system, offering smooth and precise speed control.

The tractor has a robust steel frame and a cutting-edge mowing deck of 46 inches, ideal for efficient lawn maintenance. With a fuel capacity of 3 gallons, it ensures extended operation without frequent refills.

The T140 also includes a comfortable, ergonomic design with an adjustable seat and intuitive controls. Its compact turning radius of 18 inches enhances maneuverability, making it suitable for various yard sizes and terrains.

3.3 Engine and Transmission Details

The Craftsman T140 is equipped with a powerful and reliable engine designed to deliver consistent performance for various tasks. The engine features a robust design with advanced cooling systems to ensure durability and efficiency.

The transmission system is engineered for smooth operation, offering multiple speed options to adapt to different terrain and workload requirements.

With its hydrostatic transmission, the T140 provides effortless speed adjustments, making it ideal for both residential and light commercial use.

The engine and transmission are built to withstand heavy-duty applications while maintaining fuel efficiency and minimal maintenance needs.

3.4 Attachments and Accessories

The Craftsman T140 supports a variety of attachments and accessories to enhance its versatility. Popular options include lawn mowers, snow plows, and baggers, which can be easily installed to adapt the tractor for different tasks.

These attachments are designed to integrate seamlessly with the T140’s design, ensuring optimal performance. Accessories like tractor covers, tire chains, and lubricants are also available to maintain and protect your equipment.

Always follow the manufacturer’s instructions for installation and removal to ensure safety and prevent damage. Explore the range of compatible accessories to maximize your tractor’s utility and longevity.

Operating Instructions

Start the engine following the ignition procedure, ensure all controls are functioning smoothly, and operate with caution. Always maintain focus while driving and avoid sudden maneuvers.

Refer to other sections for maintenance and troubleshooting guidance to ensure safe and efficient operation of your Craftsman T140 tractor.

4.1 Starting and Stopping the Engine

To start the engine, ensure the tractor is on level ground and the parking brake is engaged. Sit comfortably, fasten the seat belt, and press the ignition switch. Allow the engine to warm up briefly before use.

To stop the engine, disengage the PTO and hydrostatic drive, then set the parking brake. Turn the ignition switch to the “OFF” position and remove the key. Always follow proper shutdown procedures to avoid damage.

For cold starts, use the choke as needed. Refer to the manual for specific instructions on starting and stopping procedures to ensure safe and efficient operation of your Craftsman T140 tractor.

4.2 Basic Controls and Functions

The Craftsman T140 is equipped with intuitive controls designed for ease of operation. Key components include the steering wheel, accelerator pedal, and gearshift. The steering wheel provides directional control, while the accelerator manages speed.

The gearshift allows you to transition between forward and reverse gears smoothly. Additional controls include the hydraulic lever for attachments and the PTO (Power Take-Off) switch for engaging auxiliary equipment.

The dashboard features indicators for vital systems, such as oil pressure and battery charge. Familiarize yourself with these controls to ensure safe and efficient operation. Always adjust mirrors and seats for comfort before use.

4.3 Operating Techniques and Best Practices

Mastering the Craftsman T140 requires a combination of skill and adherence to best practices. Start by familiarizing yourself with the controls and adjusting them to your comfort. When mowing, maintain a steady pace and overlap your passes slightly to ensure even cutting. For towing, always use the correct hitch and never exceed the recommended weight capacity. Keep the tractor on level ground when operating attachments to prevent tipping. Regularly check your surroundings for obstacles and ensure the area is clear of bystanders. Practice slow, deliberate movements, especially when navigating tight spaces or changing direction. By following these techniques, you’ll achieve optimal performance and safety while operating the T140.

Maintenance and Service

Regular maintenance is crucial for the longevity and performance of your Craftsman T140. Follow the recommended service schedule, including oil changes, filter replacements, and thorough cleaning to ensure reliability and optimal functionality over time.

5.1 Regular Maintenance Schedule

A well-structured maintenance routine is crucial for the longevity and performance of your Craftsman T140. Begin with daily checks, such as inspecting tire pressure, oil levels, and hydraulic fluid. Every 50 hours of operation, change the engine oil and filter to prevent wear and tear. Check the air filter and clean or replace it as needed to ensure proper airflow. Additionally, inspect the mower blades every 100 hours and sharpen or replace them to maintain cutting efficiency. Every 200 hours, service the transmission fluid and grease movable parts to keep the tractor running smoothly. Adhere to this schedule to optimize performance and extend the lifespan of your equipment.

5.2 Oil and Fluid Change Procedures

To maintain your Craftsman T140 tractor, regular oil and fluid changes are essential. Start by gathering the necessary materials, including the correct oil filter wrench, drain pan, and new oil filter. Warm up the engine slightly to ensure the oil drains easily. Locate the oil drain plug underneath the tractor and position the drain pan to catch the old oil. After draining, replace the oil filter with a new one and refill the engine with the recommended oil type. Refer to your manual for the correct viscosity and capacity. Tighten the drain plug securely and dispose of the used oil responsibly. Finally, check for any leaks and record the maintenance for future reference. Always consult the manual for specific torque specifications and fluid requirements to ensure proper performance.

Regular oil changes help extend the life of your tractor’s engine and maintain its efficiency. Neglecting this step can lead to premature wear and potential breakdowns.

5.3 Troubleshooting Common Issues

Troubleshooting your Craftsman T140 tractor involves identifying and addressing common issues promptly. Start by reviewing the symptoms and consulting the manual for guidance. Engine not starting? Check the fuel level, air filter, and battery connections. Low power or poor performance? Inspect the hydraulic fluid level, coolant level, and belt tension. Transmission issues? Ensure proper fluid levels and check for blockages; Overheating? Verify coolant circulation and clean the radiator if necessary. Regular maintenance can prevent many of these problems. Always refer to the manual for specific diagnostic steps and solutions. If issues persist, contact a certified service center for professional assistance.

Prompt resolution of issues ensures optimal performance and extends the tractor’s lifespan.

5.4 Winterization and Storage Tips

To prepare your Craftsman T140 for winter, drain old fuel or add a fuel stabilizer to prevent degradation. Disconnect and charge the battery separately, storing it in a cool, dry place. Inspect the cooling system and add antifreeze if necessary to avoid freezing. Check tire pressure and consider inflating to the recommended level for storage. Clean the mower deck thoroughly to prevent rust and apply a rust inhibitor. Store the tractor in a dry, secure location, covering it with a durable cover to protect from dust and moisture. Regularly inspect stored components to ensure everything remains in good condition. Always follow the owner’s manual for specific winterization recommendations.

Technical Specifications and Capacities

The Craftsman T140 features a powerful engine with a displacement of 24 HP, a fuel capacity of 12 gallons, and a hydrostatic transmission system for smooth operation.

6.1 Engine Specifications

The Craftsman T140 is powered by a robust 22 HP, 4-stroke, single-cylinder engine, offering reliable performance for various tasks. With a displacement of 660cc, it features an air-cooled system, a 6.5-gallon fuel capacity, and a maximum engine speed of 3000 RPM. The engine boasts an overhead valve (OHV) design and a fuel pump for efficient power delivery. These specifications ensure the T140 is well-suited for mowing, towing, and other applications. Adhering to the manufacturer’s maintenance guidelines is crucial for optimal performance and longevity, making it a dependable choice for users seeking durability and efficiency in their operations.

6.2 Transmission and Drive System

The Craftsman T140 features a durable hydrostatic transmission, designed for smooth and efficient power delivery. This system allows for seamless speed adjustments without the need for manual gear shifting, making it ideal for varying terrain and tasks. The tractor’s drive system includes a reliable 4-wheel drive mechanism, enhancing traction and stability on uneven or slippery surfaces. The transmission is paired with a robust differential system, ensuring optimal torque distribution to the wheels. Proper maintenance of the transmission and drive components is essential for long-term performance. Regular fluid checks and filter replacements are recommended to prevent wear and tear; This setup ensures the T140 delivers consistent and dependable operation across diverse conditions.

6.3 Fuel and Lubrication Requirements

The Craftsman T140 requires high-quality fuel and lubricants to ensure optimal performance and longevity. Use unleaded gasoline with an octane rating of 87 or higher for the engine. Avoid using diesel or other fuels, as they may damage the engine.

For lubrication, use SAE 10W-30 or 10W-40 motor oil, suitable for varying temperatures. Regular oil changes are essential to maintain engine health. Always check the oil level before starting the engine and top it off as needed.

Refer to the specifications section for recommended fuel and oil capacities. Proper fuel and lubrication practices will enhance efficiency, reduce wear, and extend the life of your Craftsman T140 tractor.

6.4 Load and Towing Capacities

The Craftsman T140 tractor is designed to handle various loads and towing tasks efficiently. Always refer to the manufacturer’s specifications for maximum load and towing capacities to ensure safe operation.

The tractor’s load capacity depends on factors like terrain, attachment type, and weight distribution. For towing, use only approved hitch accessories and adhere to the recommended weight limits to avoid damage or loss of control.

Exceeding the specified capacities can compromise safety and machine durability. Consult the manual or contact customer support for precise capacity details tailored to your T140 model and usage conditions.

Accessories and Attachments

Explore the range of accessories and attachments designed for the Craftsman T140, including mowing decks, snow plows, and baggers, to enhance functionality and versatility for various tasks.

7.1 Available Attachments for the T140

The Craftsman T140 tractor offers a wide range of attachments to enhance its versatility for various tasks. Popular options include a 42-inch mowing deck for efficient lawn cutting, a snow blower for winter maintenance, and a bagger for leaf collection. Additional attachments like a front-end loader, rear scoop, and utility cart are available for heavy-duty work.

These accessories allow you to adapt the T140 to different seasonal needs, from landscaping to snow removal. Each attachment is designed to integrate seamlessly with the tractor’s design, ensuring compatibility and ease of use.

Explore the full lineup to customize your T140 for optimal performance in any situation.

7.2 Installing and Removing Attachments

Installing and removing attachments on your Craftsman T140 is a straightforward process when done correctly. Always start by ensuring the tractor is on level ground and the engine is turned off. For installation, lift the hood and align the attachment mounts with the tractor’s receptacles. Secure the attachment using the provided pins and tighten all connections firmly.

To remove, follow the reverse process: disconnect any hydraulic or electrical links, release the securing pins, and carefully lift the attachment away. Always refer to the manual for specific attachment instructions. Proper installation and removal ensure safety and prevent damage to your tractor or attachments.

7.3 Recommended Accessories for Enhanced Performance

To maximize the functionality of your Craftsman T140, consider these recommended accessories:

A front-end loader for heavy-duty lifting and material handling.

A tow-behind mower for efficient lawn maintenance.

A snow blower attachment for winter tasks.

A utility cart for carrying tools and supplies.

A canopy or sunshade for operator comfort.

LED light kits for improved visibility in low-light conditions.

Wheel weights or tire chains for enhanced traction.

These accessories are designed to optimize performance and adapt your tractor to various tasks, ensuring versatility and productivity.

Parts Diagram and Identification

The parts diagram provides a visual guide for identifying and understanding the components of your Craftsman T140 tractor. Refer to it for repairs, replacements, and maintenance tasks.

8.1 Understanding the Parts Diagram

The parts diagram in the Craftsman T140 manual provides a visual representation of all components, enabling easy identification and location of parts.

This detailed illustration is color-coded and numbered for clarity, corresponding to descriptions in the manual.

Understanding the diagram is crucial for maintenance, repairs, and ordering replacement parts.

It helps users identify compatibility and ensures proper assembly.

By referencing the diagram, users can efficiently locate and replace worn or damaged components, ensuring optimal performance.

This section is essential for DIY enthusiasts and professionals alike, simplifying complex repairs and upgrades.

Familiarizing yourself with the parts diagram enhances your ability to maintain and troubleshoot the T140 effectively.

8.2 Key Components and Their Functions

The Craftsman T140 tractor features several key components essential for its operation. The engine powers the tractor, while the transmission manages gear shifts for varying speeds. The hydraulic system controls attachments like mowers or plows, and the PTO (Power Take Off) drives external equipment. The steering system ensures precise control, and the brakes provide safe stopping power. Additionally, the electrical system powers lights, instruments, and accessories. Each component is designed to work together seamlessly, ensuring efficient performance and reliability. Understanding these parts is crucial for proper operation, maintenance, and troubleshooting.

8.3 Ordering Replacement Parts

To order replacement parts for your Craftsman T140, refer to the parts diagram in this manual for accurate identification. Contact authorized dealers or visit the official Craftsman website for genuine parts. Ensure you provide the correct model number and part number when placing an order.

For online purchases, verify the compatibility of the part with your T140 before checkout. Keep records of your orders for warranty and tracking purposes. Always use genuine Craftsman parts to maintain performance and safety.

If unsure, consult customer support for assistance. Properly packaged and shipped parts ensure they arrive in good condition. Regularly check for updates or recalls on parts.

Warranty and Support Information

The Craftsman T140 is backed by a comprehensive warranty program ensuring coverage for parts and labor. Customer support is available through dedicated service centers and online resources.

9.1 Warranty Coverage and Terms

The Craftsman T140 is backed by a comprehensive warranty program designed to protect your investment. The warranty covers defects in materials and workmanship for a specified period, ensuring your tractor operates reliably.

Coverage typically includes parts and labor for repairs, with terms varying depending on the component and usage. For example, the engine and transmission may have an extended warranty period compared to other parts.

To maintain warranty validity, adhere to recommended maintenance schedules and operating guidelines outlined in this manual. Warranty claims must be submitted through authorized service centers, with proper documentation of purchase and maintenance records.

Exclusions may apply for normal wear and tear, misuse, or unauthorized modifications. Refer to the full warranty agreement for detailed terms and conditions.

9;2 Customer Support and Service Centers

For any inquiries or issues with your Craftsman T140, contact our dedicated customer support team via phone or email. Visit the official Craftsman website to locate authorized service centers near you.

These centers offer expert assistance for repairs, maintenance, and parts replacement. Additionally, online resources, such as manuals and troubleshooting guides, are available to help you resolve common issues independently.

Reach out to our support team for guidance on warranty claims, technical advice, or general questions about your tractor. We are committed to ensuring your experience with the Craftsman T140 is smooth and satisfactory.

9.3 Online Resources and Manuals

For additional support, visit the official Craftsman website, which offers a wealth of resources, including downloadable PDF manuals, troubleshooting guides, and FAQs.

The site provides easy access to the T140 manual, allowing you to explore detailed instructions, specifications, and maintenance tips.

You can also find interactive guides, video tutorials, and customer support contact information to address any queries or concerns.

These online resources ensure you have everything needed to maintain and operate your Craftsman T140 effectively, with up-to-date information and expert advice readily available.

Frequently Asked Questions (FAQ)

How do I troubleshoot common issues? What maintenance is required? Can I install attachments? Find answers to these and more in this section for optimal T140 performance.

10.1 Common Issues and Solutions

Common issues with the Craftsman T140 may include difficulty starting the engine, uneven mowing, or transmission slippage. For starting issues, check the spark plug, air filter, and fuel level.

Uneven mowing can be resolved by ensuring the mower deck is properly leveled and blades are balanced. Transmission problems may require checking hydraulic fluid levels or clearing debris blockages.

If the tractor overheats, inspect the cooling fins for dirt and ensure proper airflow. Battery issues often stem from loose connections or a dead cell. Regular maintenance, as outlined in the manual, can prevent many of these problems.

10.2 General Maintenance Queries

Regular maintenance is crucial for the longevity and performance of your Craftsman T140. Common queries include oil change intervals, filter replacement, and belt inspection. Always refer to the manual for specific guidance.

Ensure to check the oil level before each use and change it every 50 hours of operation. Air and fuel filters should be cleaned or replaced as recommended to prevent engine issues.

Inspect belts for cracks or wear and replace them if necessary. Proper lubrication of moving parts and timely servicing will keep your tractor running smoothly. Follow the manual’s guidelines for a hassle-free experience.

10.3 Troubleshooting and Repair Tips

Encounter issues with your Craftsman T140? Start by identifying symptoms like unusual noises, reduced performance, or system malfunctions.

Check the engine oil level and air filter for common causes of poor performance. If the engine stalls, ensure the fuel cap is venting properly and the fuel line is clear.

For electrical issues, inspect fuses and connections for damage or corrosion. Hydraulic system problems may require checking fluid levels or replacing worn seals.

Always refer to the parts diagram for accurate repairs. Use the recommended tools and follow safety guidelines to avoid further damage or injury.

If problems persist, consult a professional or contact customer support for assistance. Regular maintenance can prevent many common issues.

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Pool cue size is crucial for optimal performance and comfort. Length, weight, and balance are key factors to consider. Cues come in standard (57-59″) and non-standard sizes, with specialized options for height and playstyle. This guide helps you choose the perfect fit.

Understanding the Importance of Proper Cue Size

Proper cue size is essential for comfort, accuracy, and consistency in pool. A cue that is too long or too short can lead to discomfort and affect your technique, potentially causing fatigue or discomfort during extended play. Incorrect sizing may also result in inconsistent shots, as it can alter your stroke and alignment. Choosing the right size ensures better control, allowing for smoother, more precise movements. Additionally, it reduces the risk of developing bad habits in your gameplay. A well-fitted cue enhances your overall performance, making it easier to enjoy the game and improve your skills over time. Proper sizing is the foundation of a enjoyable and effective playing experience.

Overview of Pool Cue Length and Weight

Pool cue length and weight are critical factors that influence gameplay. Standard cues typically range from 57 to 59 inches in length, with 58 inches being the most common. Weight usually falls between 18 to 21 ounces, impacting control and power. Lighter cues (18-19 oz) suit finesse players, while heavier ones (20-21 oz) are ideal for break shots. Proper length ensures comfortable handling, while appropriate weight enhances accuracy. Balancing these elements is key to optimizing performance. Players should consider their height, arm length, and playing style when selecting a cue. The right combination of length and weight can significantly improve consistency and overall playing experience.

Standard Pool Cue Lengths

Standard pool cues typically range from 57 to 59 inches, with 58 inches being the most common length, suitable for players between 50 and 62 inches tall.

57-58 Inch Cues: The Most Common Choice

The 57-58 inch pool cues are the most popular choice, offering a perfect balance of comfort and control for players of average height (50-62″). This length provides excellent maneuverability and is versatile enough for various playing styles. Many players, including taller individuals, find this size comfortable due to its universal design. The 58-inch cue, in particular, is widely regarded as the standard for its adaptability and performance. It suits both recreational and competitive play, making it a preferred option for most billiard enthusiasts. This size ensures a natural stroke and consistent accuracy, making it an ideal starting point for anyone selecting a pool cue.

59 Inch Cues: For Taller Players

59-inch pool cues are designed for taller players, typically those above 64″, offering extra length for better reach and control. This size is less common than the standard 57-58″ cues but provides a noticeable advantage for players with longer arms or heights. The additional length allows for a more comfortable shooting stance and reduced strain. While some taller players still use 58″ cues, the 59″ option minimizes awkward bending and enhances accuracy. It’s ideal for maintaining proper form during shots. However, extensions or custom cues are often recommended for extreme heights. The 59″ cue strikes a balance between standard and specialized lengths, ensuring taller players can play effortlessly without compromising performance or comfort.

Non-Standard Pool Cue Lengths

Non-standard cues cater to specific needs, offering shorter or longer options. They include 48-52″ cues for shorter players and tight spaces, and “shorty” cues (24-47″) for children or compact play.

48-52 Inch Cues: Ideal for Shorter Players or Tight Spaces

48-52 inch cues are designed for shorter players or situations requiring compact play. These cues are lightweight and easy to maneuver, making them perfect for tight spaces or younger players. They provide excellent control and accuracy while maintaining a professional feel. Ideal for heights under 58″, these cues are a great alternative to standard lengths. They are also affordable and come in various styles, ensuring a comfortable fit for all players needing a shorter stick. Whether for practice or competition, 48-52 inch cues offer versatility and adaptability, making them a popular choice for those with specific size requirements.

24-47 Inch Cues: Shorty Cues for Children or Compact Play

24-47 inch cues, often called “shorty cues,” are designed for children or situations requiring compact play. These cues are significantly shorter than standard lengths, making them ideal for tight spaces or younger players. They are lightweight and easy to handle, providing a practical solution for smaller individuals or environments with limited room. Shorty cues are available in one-piece or two-piece designs, offering convenience and portability. They are a great option for teaching children how to play pool, as they are easier to manage and allow for proper technique development. Additionally, they are affordable and durable, making them a popular choice for both kids and adults in tight spaces.

Jump Cues: Specialized Cues for Trick Shots

Jump cues are highly specialized tools designed for executing trick shots and jumping balls. Typically shorter, around 40 inches, these cues are lighter and more compact, making them ideal for advanced players. Their shorter length and lightweight design allow for precise control and the ability to strike the ball at specific angles. Jump cues often feature a harder tip to minimize deflection and ensure consistent contact. While they excel in trick shots, they may not be suitable for regular play due to their unique design. These cues are a must-have for skilled players looking to master complex techniques and are also useful in tight spaces where standard cues are impractical.

Pool Cue Weight Guide

Pool cues typically weigh between 18-21 ounces. Lighter cues (18-19 oz) suit finesse players, while heavier cues (20-21 oz) offer more power. Custom options are available for advanced players.

Standard Weight Range: 18-21 Ounces

The standard weight range for pool cues is between 18 and 21 ounces, offering a balance between control and power. Lighter cues (18-19 oz) are ideal for finesse players, enabling precise shots with less force. Heavier cues (20-21 oz) suit players who prefer a more powerful stroke, making them great for break shots. The weight distribution also affects how the cue feels during play, allowing players to choose what suits their style best. This range ensures versatility, accommodating both casual and competitive players.

Lighter Cues (18-19 Ounces): Benefits for Finesse Players

Lighter pool cues, weighing 18-19 ounces, are designed for finesse players who prioritize precision and control. These cues allow for smoother, more accurate shots, making them ideal for players who rely on spin and precise ball placement. The reduced weight minimizes fatigue during extended play and enables quicker wrist action for delicate shots. However, lighter cues may lack the power needed for strong break shots, making them less suitable for aggressive players. Overall, they are a great choice for those who value accuracy and a lighter feel, enhancing their ability to execute complex, strategic plays with ease and consistency.

Heavier Cues (20-21 Ounces): Power for Break Shots

Heavier pool cues, weighing 20-21 ounces, are ideal for players who prioritize power and strength in their shots. These cues deliver more force, making them perfect for break shots and aggressive playstyles. The added weight provides a solid strike, transferring maximum energy to the balls. However, heavier cues can be less precise for finesse shots and may require more control to handle effectively. They are often preferred by experienced players who need the extra power to dominate the table. While they may not suit all players, heavier cues are a great choice for those who value raw strength and impact in their gameplay.

Custom Weight Options for Advanced Players

Advanced players seeking precision and personalization can opt for custom weight options in their pool cues. These cues are tailored to individual preferences, allowing for weights outside the standard 18-21 ounce range. Custom weights enhance playstyle specificity, offering unique benefits such as refined control or increased power. Players can choose lighter or heavier cues based on their technique and game strategy. Customization ensures optimal performance, making each cue a perfect fit for its user. This flexibility is especially valuable for experienced players aiming to refine their skills and achieve consistency in competitive settings. Custom weight cues offer a personalized edge, elevating gameplay to new heights.

Balance Point in Pool Cues

The balance point in a pool cue significantly impacts its feel and performance. It determines weight distribution, affecting control and power. Proper balance enhances accuracy and stroke consistency, essential for skilled gameplay.

Front-Balanced Cues: More Weight in the Tip

Front-balanced cues feature more weight concentrated in the tip, offering enhanced sensitivity and control. This design is ideal for players who prefer precision and spin manipulation, allowing for more accurate and deliberate shots. The added weight in the tip provides improved feedback, making it easier to gauge shot strength and direction. However, this balance requires a controlled stroke to avoid overcompensation. Players who prioritize finesse and strategy often favor front-balanced cues, as they enable a more precise connection with the ball. This balance type is particularly beneficial for players who rely on spin shots and soft cushions to outmaneuver opponents.

Rear-Balanced Cues: More Weight in the Butt

Rear-balanced cues have more weight concentrated in the butt, offering a lighter feel in the front hand. This design is ideal for players who prefer ease of control and powerful shots. The additional weight in the butt provides more force for break shots and allows for a smoother, more consistent stroke. These cues are great for players who enjoy shooting with authority and prefer a comfortable grip. However, they may lack some precision for spin shots due to the weight distribution. Rear-balanced cues are perfect for those with a power-oriented style or for players who need extra strength in their shots.

Evenly Balanced Cues: A Middle Ground

Evenly balanced cues offer a perfect blend of control and power, making them a versatile choice for players of all skill levels. With weight evenly distributed throughout, these cues provide a consistent feel, allowing for smooth strokes and accurate shots. They are ideal for players who prefer a balanced approach, neither favoring the tip nor the butt. This design supports both finesse and power shots, catering to a wide range of playing styles. Evenly balanced cues are a great option for those seeking adaptability and ease of use, ensuring a comfortable and reliable performance during games.

Pool Cue Tip Size Guide

Pool cue tips range from 9-14mm, with 12-13mm being standard. This size offers a balance between control and power, making it ideal for most players.

Standard Tip Size: 12-13mm

The standard tip size for pool cues is 12-13mm, offering a balance between precision and power. This size is versatile, suitable for most players, and works well for various shots.

Smaller Tips (9-11mm): Precision for Spin Shots

Smaller tips, ranging from 9-11mm, are ideal for players seeking enhanced precision and control, particularly for spin shots; These tips allow for better manipulation of the cue ball, making them favored by experienced players who rely on finesse and accuracy in their gameplay.

Larger Tips (14mm+): Power for Breaks

Larger tips, measuring 14mm or more, are designed for players who prioritize power over precision. These tips provide a bigger contact area with the cue ball, making them ideal for break shots where maximum force is required. The increased surface contact allows for better energy transfer, resulting in more powerful strikes. However, larger tips may compromise accuracy and control, making them less suitable for delicate spin shots. Players with a strong stroke and those who focus on breaking clusters will benefit most from this tip size. The larger surface area also helps in maintaining consistent contact, ensuring reliable performance during high-impact shots. Ultimately, larger tips are a great choice for those seeking raw power in their gameplay.

Choosing the Right Cue for Your Height

Your height significantly impacts cue selection. Taller players (above 64″) may need longer cues or extensions, while shorter players (under 58″) benefit from shorter lengths for better control and comfort.

Pool Cue Size Chart: A Starting Point

A pool cue size chart provides a helpful starting point for selecting the right cue length based on your height. For players between 58″ and 64″, a standard 57-59″ cue is ideal. Taller players (above 64″) may prefer a longer cue or an extension for added reach. Shorter players (under 58″) often find 48-52″ cues more comfortable. The chart suggests:

• 58-64″: Standard 58″ cue with 19-20 oz weight.
• Above 64″: Longer cues or extensions for better reach.
• Under 58″: 48-52″ cues for easier handling.

While this chart is a guide, personal preference and playstyle should also influence your choice. Testing different cues is recommended for the best fit.

Taller Players (Above 64″)

Taller players often face challenges with standard cue lengths. For those above 64″, a longer cue or an extension is recommended to maintain comfort and accuracy. A 60-62″ cue can provide better reach, while extensions (3-12″) offer flexibility without buying a custom cue. Heavier cues (20-21 oz) may suit taller players, as they provide more power for break shots. Rear-balanced cues are ideal, offering better control and stability. Testing longer cues or extensions is crucial to find the perfect fit. Balancing reach, weight, and personal comfort ensures an optimal playing experience for taller individuals.

Average Height Players (58-64″)

Players of average height (58-64″) typically find a standard 57-58″ cue to be ideal. This length provides a comfortable playing experience, allowing for proper stance and stroke mechanics. A cue weighing 19-20 ounces is often recommended, as it offers a balanced feel for most players. Lighter cues (18-19 oz) can enhance finesse shots, while heavier ones (20-21 oz) deliver more power for breaks. Evenly balanced cues are a popular choice, offering a mix of control and stability. Testing different cues within this range helps determine the best fit, ensuring optimal performance and comfort during gameplay.

Shorter Players (Under 58″)

For shorter players (under 58″), cues between 48-52 inches are ideal. These shorter cues provide better control and easier handling, especially in tight spaces. They are also suitable for children or those with shorter arm spans. A lighter cue weight of 18-19 ounces is recommended, offering precision for finesse shots. This combination allows for improved accuracy and a more comfortable playing experience, making it easier to develop skills and enjoy the game without the discomfort of a cue that’s too long or heavy. Additionally, shorty cues as short as 24 inches are available for extreme compact play, though they may require more practice to master effectively. Testing different lengths and weights is crucial to find the perfect fit, ensuring optimal performance and comfort during gameplay. Many shorter cues come with adjustable features, allowing for customization to individual preferences, and are often more affordable than standard cues, making them a great option for beginners or those looking for versatility in their equipment.

Specialized Pool Cues

Specialized cues cater to unique needs, such as two-piece and one-piece designs, jump cues for trick shots, and shorty cues for compact play. Custom options and extensions offer tailored solutions for specific styles and preferences, ensuring optimal performance in various scenarios.

Two-Piece vs. One-Piece Cues

When choosing between two-piece and one-piece cues, consider convenience, performance, and maintenance. Two-piece cues are the most common, featuring a joint that connects the butt and shaft, allowing easy transport and storage. They are ideal for players who travel frequently or prefer versatility. However, the joint can slightly affect the cue’s feel and performance. One-piece cues, while less common in pool, offer a solid, consistent hit but are heavier and harder to transport. For maintenance, two-piece cues require periodic joint tightening and lubrication to ensure smooth play. Ultimately, your choice depends on personal preference, portability needs, and the type of game you play most often.

Adjustable and Extendable Cues

Adjustable and extendable cues offer versatility for players needing flexibility in length. These cues can be extended from a standard size (e.g., 58″) to longer lengths (61″, 64″, or even 70″), making them ideal for taller players or those requiring extra reach. Extensions often screw into or slide over the butt end, providing 3-12″ of additional grip. They are a cost-effective alternative to custom cues and allow players to adapt to different scenarios without purchasing multiple cues. While they may slightly affect balance or feel, adjustable cues are a practical solution for players who need a cue that grows with their needs or fits various playing conditions. They are especially popular among taller players or those who play in tight spaces.

Custom Cues for Specific Needs

Custom cues are tailored to meet individual preferences and playing styles. They offer precise adjustments in length, weight, balance, and tip size, ensuring optimal performance. Players with unique requirements, such as specific weight distributions or tip diameters, can benefit from custom designs. Advanced players often opt for custom cues to enhance their control and power. These cues are typically made from high-quality materials, providing durability and a personalized feel. While more expensive than standard options, custom cues deliver unparalleled comfort and accuracy, making them a worthwhile investment for serious enthusiasts. They allow players to achieve their full potential by matching their specific needs perfectly.

Choosing the right pool cue size is essential for performance and comfort. Always test different cues before buying, and consider factors like height, balance, and weight. Happy shooting!

Testing Different Cues Before Buying

Testing different cues before buying is crucial to ensure the best fit for your height, style, and comfort. Visit a local billiard shop to feel and play with various cues. Pay attention to balance, weight, and length. A cue that feels natural in your hands will enhance your performance. Try front, rear, and evenly balanced cues to see what suits you best. Lighter cues (18-19 oz) are great for finesse, while heavier ones (20-21 oz) offer more power. Don’t rush—this step ensures you find a cue that becomes an extension of your game. Testing is the key to making the right choice for your skill level and playing style.

Maintaining Your Pool Cue

Proper maintenance ensures your pool cue lasts longer and performs optimally. Regularly clean the cue with a soft cloth to remove dirt and oils. Avoid exposing it to extreme temperatures or moisture, as this can warp the wood. Store the cue in a protective case when not in use to prevent scratches and damage. Inspect the tip for wear and replace it if necessary. Use professional cue care products to maintain the finish and prevent cracking. Avoid harsh chemicals, as they can damage the materials. Checking for loose joints and ensuring proper alignment is also crucial. A well-maintained cue enhances your game and preserves its value over time.

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At President Trump’s direction, Congress is considering proposals to exempt tips from taxable income. After Trump floated this gimmick on the campaign trail, Republican and Democratic elected officials alike have embraced the idea. The House Republican budget bill (H.R. 1) includes a “no tax on tips” provision that gives the illusion of helping lower-income workers—while the rest of the legislation hands huge giveaways to the rich at the expense of the working class. The Senate recently passed a standalone version of no tax on tips that similarly provides the false impression of aiding workers while giving employers excuses to incentivize tipped work and keep base wages low.

If the Trump administration and its allies in Congress genuinely wanted to help tipped and lower-paid workers, there are far better options they could pursue, like raising the federal minimum wage. To illustrate this, we compare the estimated impact of no tax on tips with the Raise the Wage Act of 2025, a bill that would raise the federal minimum wage from $7.25 to $17 an hour by 2030 and gradually phase out the tipped minimum wage. Here is an overview of how the two plans compare.

How many workers would be affected? How long would benefits last?

No tax on tips: Between 2.5 and 5.2 million tipped workers would receive an income tax deduction over the next four years, but benefits would end after 2028.1

The Raise the Wage Act: Nearly 23 million workers, including 2.8 million tipped workers, would earn higher wages with no end date—meaning affected workers would continue to benefit indefinitely.

How much would these workers benefit annually? How would benefits differ based on income?

No tax on tips: Eligible tipped workers would receive an average annual tax cut of $1,700 for the four years it would be in effect. However, the benefits would heavily skew toward higher-income tipped workers. Among all tipped workers, the top 20% would receive an average tax cut of $5,768 while those in the bottom 20% would only get $74 on average. The average for the bottom quintile is small in large part because two-thirds of those workers have incomes so low that they do not pay federal income taxes and thus will not see any tax benefit.2

The Raise the Wage Act: Affected workers who work year-round would receive an average wage increase of $3,200 per year. After taxes, the net pay increase would be marginally smaller but still significantly larger than what a worker would receive on average with a tax deduction on tips.3 In stark contrast to “no tax on tips,” which excludes workers with the lowest incomes, the largest benefits of the Raise the Wage Act would go to the lowest-paid workers.

Who pays for these benefits?

No tax on tips: The public writ large would pay. House Republican lawmakers are already proposing massive cuts to social programs, such as Medicaid and food stamps that benefit millions of people (including tipped workers), to offset foregone revenue from no tax on tips and large tax cuts for the rich. The Republican plan would also dramatically increase the federal debt, which could substantially raise borrowing costs for households and businesses in the future.

The Raise the Wage Act: Employers of low-wage workers would pay for these wage increases, absorbing the higher labor costs over time through a variety of channels. Importantly, the Raise the Wage Act not only increases the federal minimum wage but also phases out the tipped minimum wage, a system that has provided employers of tipped workers an enormous—and highly problematic—public subsidy for decades.

While no tax on tips would benefit only the small share of workers who receive tips as a portion of their compensation, the Raise the Wage Act would benefit all low-wage workers in the U.S., including 4.2 million people with incomes below the poverty line. Over the next 10 years, the Raise the Wage Act would have a total benefit to affected workers of $700 billion, compared with about $39 billion from “no tax on tips” in the House bill (see Figure A).

Figure A

As we at EPI and others have noted, no tax on tips is problematic for a variety of other reasons, aside from its paltry and poorly targeted benefits. The measure that passed in the House caps eligibility to workers in certain tipped occupations earning less than $160,000 in annual income. This will mitigate tax avoidance by the highest earners, but it does not fix other problems, including the fact that ending taxation of tips would likely expand employer use of tipped work—a system already rife with discrimination and worker abuse. No tax on tips would also undercut efforts to raise worker compensation while depleting tax revenue for public services. By subsidizing the use of tipping in the federal tax code, no tax on tips would further cement a system that lets employers off the hook from paying their workers a fair wage—in this case, forcing taxpayers to foot the bill. In contrast, the Raise the Wage Act gives workers a durable wage increase paid for by those who should be paying—their employers.

Beyond raising the minimum wage, there are several other effective and more equitable policies to support working families—including expanding the Earned Income Tax Credit and Child Tax Credit, providing workers with paid sick leave and paid family and medical leave, and supporting workers’ rights to form and join unions. But Trump and congressional Republicans, while claiming to support workers, have not pursued these policies. Instead, they have relentlessly attacked workers, and pushed an enormous tax cut for the wealthy—paid for by cutting essential social programs for low-income people and children and adding trillions to the public debt. As many as 16 million people would lose their health insurance under the House budget bill.

The Raise the Wage Act is by no means an outlier or a radical exercise in messaging—it’s cosponsored by majorities of House and Senate Democrats. If even a few Republicans were willing to support it, it could easily have the votes to pass. No tax on tips, on the other hand, remains a deceptive ploy that would provide few benefits to workers and fail to offset the harm the Republican budget bill would impose on millions of workers and families.

1. According to Yale Budget Lab’s estimates, about 6.3 million tax units claim tipped income, though only about 4 million workers work in tipped occupations. Since 37% of workers in tipped occupations earn so little that they do not pay federal income taxes and thus would not benefit from the plan, the lower bound of this estimate is 2,520,000 (0.63 times 4 million). The upper bound takes the average share of tax units with a tax cut by quintile (Yale Budget Lab Figure 5) and multiplies it by the total number of tax units with tipped income (83.3% of 6.3 million is 5.2 million).

2. See Yale Budget Lab “No Tax on Tips”: Budgetary, Distributional, and Tax Avoidance Considerations, Figures 5 and 6. 1st quintile is 0.336*220=$74. 5th quintile is 0.991*5820=$5,768.

3. For example, the marginal federal income tax rate on all taxable income between $11,600 and $47,150 is 12%. For the average tipped worker, assuming they use the standard deduction and have no other sources of income, their total taxable income likely falls in this range. Thus, a $3,200 increase in wages—without accounting for any tax credits— would net a roughly $2,800 increase in annual post-tax income, $1,100 more than the average net income increase under no tax on tips.

Mathilda Heller of the Jerusalem Post reports University of Toronto Faculty Association votes to divest from Israel:

The University of Toronto Faculty Association (UTFA) has voted to divest from Israel, the association announced on Friday.

This decision stems from Israel’s “illegal occupation of the Occupied Palestinian Territory,” the UTFA said.

The motion, which passed by 52% of the vote, calls on the Ontario University Pension Plan (UPP) to produce a rapid timeline for complete divestment from all direct and indirect holdings in entities that support or sustain Israel’s “occupation and/or which manufacture” or distribute arms, ammunition, or munitions of war where “there are reasonable grounds to suspect they may have been used by Israel in Palestine.”

Motion equates divestment from Israel akin to policy for Russia 

It added that all new investments should be screened, and that these divestment commitments should then be incorporated into the UPP’s investment exclusion policy.

The motion claimed that the divestment from Israel should occur in line with the university’s current divestment from Russia.

The New Arab also reports University of Toronto faculty seeks divesting pension fund from Israel:

The University of Toronto Faculty Association (UTFA) has passed a motion calling for the divestment of its pension fund from Israel-linked investments, and has formally submitted the motion to the Chief Executive Officer and Board Chair of the Ontario University Pension Plan (UPP).

In a statement released on Monday, UTFA said it had also shared the decision with the Canadian Association of University Teachers and the Ontario Confederation of University Faculty Associations. It added that the motion would be conveyed to the University Administration and other employee groups within the UPP.

The motion, passed on 8 May with 52 percent voting in favour, calls on the UPP to divest from companies that are directly or indirectly involved in violations of international humanitarian law - specifically those linked to Israel’s occupation of Palestinian territory.

This includes "all direct and indirect holdings in entities that manufacture or distribute arms, ammunition, implements or munitions of war, where there are reasonable grounds to suspect they may be used by Israel in the Occupied Palestinian Territory", as well as companies "engaged in activities that support or sustain Israel's illegal occupation."

The motion also references earlier divestment measures taken against Russian entities, and seeks to bar investment in companies that support or profit from any illegal occupation, including Russia's annexation of Crimea.

The UPP is a multi-university pension plan that includes faculty and staff from the University of Toronto, Queen's University, the University of Guelph, and Trent University.

Advocacy group Canadians for Justice and Peace in the Middle East (CJPME) welcomed the result, calling it a "historic divestment motion".

In a statement, the group noted: "The UTFA is the 20th faculty or academic association to endorse boycotting or divesting from Israeli war crimes in Palestine over the last two years. BDS works!"

The initiative was supported by the University of Toronto Faculty and Librarians for UPP Divestment campaign, which argues that university pension funds, described as "deferred wages", should not be invested in entities complicit in human rights violations.

The vote follows a wave of similar campaigns across academic institutions in response to Israel's war on Gaza.

In recent months, the University of York in the UK and Trinity College Dublin have both announced plans to cut financial ties with Israeli companies following student-led protests. In March, Harvard Law School students passed a referendum urging the university to divest from Israel.

And Joe Friesen of the Globe and Mail reports U of T faculty vote to pressure pension to divest from companies linked to Israel’s war in Gaza:

Faculty at the University of Toronto have voted to put pressure on their pension plan to divest from companies connected to Israel’s war in Gaza and other conflicts, a move opponents view as divisive.

The faculty voted in favour of the proposal by a margin of 52 per cent to 43 per cent, with 5 per cent abstaining, the faculty association reported.

A total of 1,365 votes from the roughly 3,500-person membership were counted at a May 8 meeting, which required that voters be present either in person or online to cast a ballot. The vote was held at the Ontario Institute for Studies in Education.

The motion calls for divestment from companies that manufacture arms that could be used in the occupied Palestinian territories or elsewhere to commit a violation of human rights, an act of terrorism or other crimes. It also calls for divestment from companies connected to the occupation of Palestinian territory or any other illegal occupation, including Russia’s annexation of Crimea.

The pensions of University of Toronto Faculty Association (UTFA) members are managed by the University Pension Plan (UPP), which also includes four other Ontario universities.

The UTFA is a joint sponsor but it doesn’t have the power to dictate to the UPP board what its investments should be. It can, however, advocate for its aims within the UPP’s governance structure. Day-to-day investment decisions are handled by outside fund managers.

Deb Cowen, a professor of geography and member of the Jewish Faculty Network, was one of a few dozen organizers behind the motion. She said they had worked toward this vote for months.

“I was wonderfully surprised to see over 700 of our colleagues stand in support of the motion, just because there’s been so much backlash,” Prof. Cowen said. She said many of her colleagues put their faces on a campaign website expressing support for the motion, but declined to use their names publicly for fear of being the target of personal attacks.

Prof. Cowen said the UPP has ethical investing policies in place already but it hasn’t applied them in a consistent way, in her view. Colleagues have raised concerns about investments connected to Sudan as well as the Palestinian occupied territories, she said. She hopes this vote, which commits the UTFA representative to the pension plan to advocate for this resolution, will lead to change.

“It’s a fairly low bar to say we shouldn’t be investing in genocide and we shouldn’t be investing in war crimes, and that’s really what the motion does,” Prof. Cowen said.

Renan Levine, a professor of political science and an opponent of the proposal, said many faculty were upset about the process as well as the content of the vote, which in his view focused primarily on Israel, even if other conflicts were mentioned.

“I’ve certainly been hearing from many of my colleagues about how hurt they are,” Prof. Levine said. “I was sitting in the meeting with a couple of Israeli professors who were gobsmacked that this was taking place.”

Prof. Levine said he’s concerned that the meeting agenda was established by the proponents. In part, that’s a result of how the vote came about. After 50 members of UTFA petitioned for a meeting on the issue in March, the organization said it followed the rules in the faculty association’s constitution, which include the ability to set the agenda.

The supporters of the motion dispute the notion the other side wasn’t given an opportunity to make its argument. The meeting had time set aside for discussion and clarification, Prof. Cowen said.

Prof. Levine said the fact that more than 1,300 members voted is an indication that interest and attendance was high. But, he said, many were unable to take part because of other commitments.

Emotions ran high at times during the meeting. Prof. Cowen said organizers were asked to address the chat section of the online meeting because people were posting emojis that some members found objectionable, such as images of guns and pagers.

Prof. Levine said he would have liked to see the issue approached in a way that is more in keeping with an academic institution.

“Here is a contentious topic we could have deliberated in the way that academics deliberate best, but we didn’t,“ Prof. Levine said.

Jun Nogami, interim vice-president for salary, benefits, pensions and workload at the UTFA, said the association’s priority for the meeting was to ensure a “transparent, respectful and rules-based environment.”

This is a contentious topic so let me begin by stating the following are my views and mine only, nothing to do with Canada's large pension funds or UPP which manages the pension plans of 41,000 members across five Ontario universities.

I've been getting bombarded lately by emails calling for all of Canada's large pension funds to "divest from genocide, occupation and apartheid in Israel."

I typically ignore these emails because it's a contentious issue that has been going on since my time in university 30 years ago and I honestly don't believe these calls for divestment from Israel will make an iota of a difference in the conflict.

Moreover, while I don't like seeing innocent Palestinians in Gaza being killed, my own views have shifted over time and October 7th just proved to me and the world that Hamas terrorists funded by Iran will stop at nothing to completely destroy Israel.

The Israeli response was resolute and disproportionate as I expected and university campuses across North America have been a hotbed of protests, typically pro-Palestinian protesters which strongly feel genocide is going on in Gaza, citing Amnesty International and other human rights groups.

Like I said, deeply contentious issue, everyone has their opinion and mine is more sympathetic to Israel especially after October 7th.

Do I like what's going on in Gaza? No but I understand the nature of this conflict and the proxy wars funded by Iran against Israel and sadly, I do not see an end to this conflict, ever, even if they implement a two state solution.

I realize this conflict arouses passions on both sides and I am respectful of everyone's view but I don't see how divesting from Israel will solve anything.

In fact, I agree with those who feel divesting from Israel is not just wrong, it's stupid and quite frankly impossible and ridiculous.

I'm an outcomes type of person and I feel like telling all these protesters across campuses in North America (the respectful ones as I detest the hooligans) what is the endgame here and do you really understand what you are calling for and how do you measure success?

Don't talk to me about Russia's war against Ukraine, this is not the same thing.

And if I am to be brutally honest here divesting out of Russia and imposing sanctions on that country did absolutely nothing to weaken or deter Putin's response. If anything, Russia's economy benefited by contravening sanctions and emboldened Putin to continue his ruthless campaign against Ukraine (and even there, the politics aren't as black and white as we are led to believe).

Again, what is the point of divesting? I recently argued against divesting out of Tesla even though its founder acted like an idiot and disrespected American civil servants with is crazy antics.

Do I like Musk or Tesla? Not particularly but I don't mix my feelings and emotions with investing.

UPP is led by Barbara Zvan who has to diplomatically navigate all this and remind her members that there is independent governance to ensure their best interests.

I do not envy Barb when she has to meet angry members from all sides who argue for or against divesting from Israel.

While I wish there was peace in the Middle East, it's not going to happen and while it's fashionable to blame "Israeli aggression and genocide" as the root cause of this conflict, there are other views (including mine) which blame Iran funding terrorist organizations as the root cause of this conflict.

I agree with that professor who said there should have been a lot more open and transparent debates on the topic and while I understand why many academics are staunchly in favour of divesting from Israel, I don't think it will make a difference in any way, shape of form. 

In fact, even if all pension funds divested from Israel (whatever that entails which is far from clear), it wouldn't change a thing just like divesting out of Russia didn't change a damn thing.

All this to say, while I understand your passion, please stop emailing me about divesting from Israel or divesting from anything (except tobacco where strong arguments have been made to divest, not that it has made a big difference).

Members have a right to express their opinion to their pension plan and vote on things, I just wish people were better informed on what divestment entails and whether it's really worth it.

Below, around the world, students are calling on their universities to 'disclose and divest' their investments in companies and organizations linked to Israel. Andrew Chang explains why many universities are rejecting those calls and how past divestment movements have laid the groundwork for today's protests.

Also, demands among pro-Palestinian protesters vary at each university in the US, but nearly all have called for some form of divestment from Israel. But while the divestment movement has a long history in this country, the practicality is complicated, especially for higher education institutions.

Lastly, Sky News reports Boycott, Divestment and Sanctions movement started as a Palestinian civil resistance movement but other protests have broken out over Eurovision and celebrities who have not spoken out in support of Gazans in the war with Israel. 

Update: Jim Leech, OTPP's former CEO and former Chancellor of Queen's University which joined UPP early on recommended a report from the Committee he chaired at Queen's recommending against divestment.

You can read the full report here, it is extremely well written (former Chief Investment Strategist for CPP Investments Don Raymond was part of the committee) and I especially recommend the section on "Divestment" on page 21 where it explains the "unintended consequences" of such actions.

Today OMERS released its Retire Ready Impact Report highlighting the importance of holistic Retirement Planning:

OMERS, one of Canada’s largest pension plans, has released its Retire Ready Impact Report underscoring the critical importance of comprehensive retirement planning.

The report surveyed over 1,500 randomly selected Ontario residents, with an equal split between retired and non-retired individuals. The survey, conducted in 2024, provides valuable insights into the varied experiences and expectations of Ontarians regarding retirement.

"Our Retire Ready Impact Report underscores the critical need for comprehensive retirement planning that includes and goes beyond financial considerations,” said OMERS Chief Pension Officer Celine Chiovitti. “We recognize that achieving an ideal retirement requires a holistic approach encompassing physical health, mental well-being, and social connectivity. This research highlights the importance of planning, and we are committed to supporting our members in navigating this journey, ensuring they are well-prepared and confident in their retirement years."

The report also highlights provincewide gender and age disparities in retirement planning.

“Women, both retired and non-retired, exhibit less confidence and preparedness for retirement, with heightened concern over financial security,” said Chiovitti. “These findings underscore the work we have been championing at OMERS to help close the gender gap."

Pollara Strategic Insights conducted the provincewide poll.

“The Retire Ready Impact Report is a groundbreaking, holistic study of retired and non-retired people that goes beyond the typically singular focus on financial needs to also explore the importance of physical health, mental health, and social interactions to a thriving retirement,” said Craig Worden, President & Chief Innovation Officer, Pollara Strategic Insights.

Key Insights from the OMERS Impact Report:

1. Retirement Satisfaction and Ideal Retirement Gap:

• Over 80% of retired Ontarians report happiness with their retirement, but only 60% feel they have achieved their "ideal" retirement, characterized by timing, good health, and financial security.

• While 45% of retirees are very happy, 38% express moderate contentment with their retirement.

2. Holistic Planning Beyond Finances:

• A significant majority (71% retired, 58% non-retired) agree that retirement planning should encompass physical and mental health and social connections, not just financial readiness.

• Financial planning remains a priority, especially among non-retirees and women across both groups.

3. The Benefits of Holistic Planning:

• Nearly 40% of retirees report having had a comprehensive plan across health, connectivity, and finances. This group reports higher overall satisfaction and health, highlighting the benefits of thorough preparation.

4. Retirees’ Preparedness and Reflections:

• Over three-quarters of retirees had considered or fully planned for retirement before leaving the workforce, with those possessing a pension plan being significantly more prepared.

• Many retirees wish they had focused more on physical health and financial security preparations.

5. Gender and Age Disparities in Planning:

• Women, both retired and non-retired, exhibit less confidence and preparedness for retirement, with heightened concern over financial security.

• Younger non-retirees (under 50) are less likely to have started planning and are more concerned about financial stability than older cohorts.

• Non-retired men are more proactive in planning than women, with 44% of men having started planning compared to 34% of women.

The OMERS Retire Ready Impact Report reveals a compelling narrative: achieving an ideal retirement necessitates holistic planning across all aspects of life, not just the financial cornerstone. With a significant portion of Ontarians yet to fully engage in retirement planning, there is a clear opportunity for increased education and proactive planning to ensure a fulfilling and secure retirement.

“Our goal is to be the most trusted partner in empowering OMERS members through their pension journey, from hire to retire – and beyond,” said Chiovitti. “To empower our members on their retirement journey, OMERS continues to be focused on providing exceptional service and in looking ahead to identify and deliver resources that will help drive member well-being in retirement.”

Last year, OMERS introduced a new hub to help members plan and better understand how their OMERS pension fits into the broader Canadian retirement picture. We also introduced a new in-person education session, “Preparing for your 100-year life”, which provides a more holistic approach to retirement.

For more information and to access the full report, please visit here.

I thank Don Peats for sending me this earlier today and I encourage you to go here to read the report and main findings.

Just a bit more on this from OMERS:

Longevity data shows that people are living longer and many of us will be in our “retirement years” for a longer period of time, perhaps decades.

There isn’t a one-size-fits-all solution to retirement. It is very personal and there are many possible outcomes. With a potentially longer retirement and many decisions to navigate, it is more important than ever to prepare and plan.

The financial resources to sustain retirement remain a cornerstone. At the same time, questions posed to Ontario retirees reinforce the importance of thinking about other factors that can contribute to satisfaction in retirement.

This includes thinking about mental and physical health, social resources and where we want to live as we age.

In 2024, OMERS engaged Pollara Strategic Insights (Pollara) to survey retired and non-retired Ontarians to gain a better understanding of their view on retirement planning.

Among the key findings, the survey reported that an ideal retirement is closely linked with having a retirement plan that looks across both financial and non-financial (physical health, mental health, social connectivity) factors. 

Planning is important

Experiencing an ideal retirement is closely linked with having a retirement plan and while a large majority of non-retired Ontarians claim to have at least thought about their retirement, only 4-in-10 have started actually planning. The almost 40% of retired respondents who had a solid holistic plan reported greater happiness in retirement. Planning matters, and it’s never too early – or too late – to start.

And holistic retirement planning is equally important

In addition to having a plan, what the plan covers is also important. Retired and non-retired Ontarians agree that financial stability is the most important factor in retirement. Both groups also agree that retirement planning should also focus on other aspects, like physical and mental health and social connections, with retired Ontarians feeling more strongly about this than their non-retired counterparts. 

Thinking about retirement

Our goal is to be the most trusted partner in empowering OMERS members through their pension journey, from hire to retire – and beyond. To empower our members on their retirement journey, OMERS continues to be focused on providing exceptional service and in looking ahead to identify and deliver resources that will help drive member well-being in retirement.

In 2024, we introduced a new retirement income sources hub to help members plan and better understand how their OMERS pension fits into the broader Canadian retirement picture.

We also introduced of a new in-person education session, “Preparing for your 100-year life”, which provides a more holistic approach to retirement (covering how to retire, both financially and emotionally).

In 2025, OMERS will be piloting a more immersive holistic retirement planning experience for members, gathering insights and feedback and working with members to design material for a meaningful retirement planning hub.

Together these resources will help drive well-being in retirement for OMERS members, regardless of income level.

I am glad OMERS put this research out and want to highlight a few things here.

First, according to Statistics Canada, Canada's population of people aged at least 100 more than tripled between 2000 and 2023:

Statistics Canada data show the country's population of people aged at least 100 more than tripled between 2000 and 2023, up from 3,393 to 11,705. That makes centenarians the fastest growing age group in Canada, and the agency says their numbers are poised to rise almost 10 times higher over the next half-century.

Experts attribute the rise to improvements in health care and medical awareness, although genetics likely plays a key role in individual cases.

Some relatives interviewed by The Canadian Press see their loved ones' great longevity as a blessing, but a testing one. And medical professionals, sociologists and demographers are calling for policy changes to address issues faced by the centenarian population, such as dementia and social isolation.

Anne Martin-Matthews, a now-retired professor at the University of British Columbia, spent more than 40 years studying the sociology of aging. 

"People are living longer, and they're in many ways healthier than they've ever been," she said. 

But she said sectors including health care and housing are largely unprepared for such an aging population despite decades of warning.

Statistics Canada on Monday released a forecast that the centenarian population would hit 106,100 by 2073, under a medium-growth scenario that would also see the population of people aged 85 or over more than tripling.

Moreover, not all Canadians are living longer. According to the latest research, wealthier Canadians are living longer and are less dependent as they age:

Our research explored the relationships between longevity, dependency and income using data from a 2016 survey of 2,000 Canadians aged 50 to 69.

The data combined both subjective self-reports with objective data about the likelihood of living to age 85, developing limitations in daily living activities or entering a nursing home. Financial resources were measured through reported income and savings.

Our findings show that Canadians with higher incomes are more likely to live to age 85 and are less likely to become dependent. After controlling for several socioeconomic factors, we found that a one per cent increase in income was associated with the following:

• nearly a five per cent increase in survival probability;
• a one per cent decrease in the likelihood of having limitations in daily living activities;
• and a two per cent decrease in the likelihood of entering a long-term care home.

The relationship between income and dependency was particularly strong among individuals in the top third of the income distribution. This suggests that financial resources play a significant role in extending life and maintaining independence as people age.

This might seem obvious to many of you but financial resources alone don't ensure a long, healthy and happy life.

OMERS' Retire Ready Impact Report underscores the critical importance of comprehensive retirement planning which takes mental and physical health, social resources and where we want to live as we age into account.

Interestingly, the report shows 40% of retirees report having had a comprehensive plan across health, connectivity, and finances. This group reports higher overall satisfaction and health, highlighting the benefits of thorough preparation.

Moreover, retirees possessing a pension plan feel significantly more prepared for retirement.

And not surprisingly, more women than men feel more anxious about retirement and that has to do with a whole host of factors that leads to significant gender disparities in retirement.

OMERS Chief Pension Officer Celine Chiovitti notes this:

"Our Retire Ready Impact Report underscores the critical need for comprehensive retirement planning that includes and goes beyond financial considerations. We recognize that achieving an ideal retirement requires a holistic approach encompassing physical health, mental well-being, and social connectivity. This research highlights the importance of planning, and we are committed to supporting our members in navigating this journey, ensuring they are well-prepared and confident in their retirement years."

I can tell you just from seeing how my 94-year-old father handles retirement that social connectivity, reading and walking on a daily basis are all critically important.

But aging isn't easy, especially when you outlive most of your friends and as you age, you slow down, need more assistance from friends and family.

It boggles the mind how many older Canadians are ill-prepared for aging, not just financially but planning every aspect of their life as they age and need more help.

Anyways, I applaud OMERS' Retire Ready Impact Report and their new retirement income sources hub to help members plan and better understand how their OMERS pension fits into the broader Canadian retirement picture.

Let me end on this note. I hope one day Prime Minister Carney seriously thinks about creating a Ministry for Aging and Pensions, it's long overdue.

That's a wrap, long day and need to help put my little boy to bed. 

Below, Statistics Canada data show the country's population of people aged at least 100 more than tripled between 2000 and 2023, up from 3,393 to 11,705. That makes centenarians the fastest-growing age group in Canada. Experts attribute the rise to improvements in health care and medical awareness, although genetics likely plays a key role in individual cases. (June 25, 2024)

Also, what does it take to live more than a century? Five centenarians shared the lessons they’ve learned about love, health, and money after 100 years of life. They reflected on the challenges they faced, the transformations they witnessed, and the habits that kept them strong as the world changed around them. They offer advice for younger generations on how to live longer and stay positive through it all.

Leonard Kehnscherper of Bloomberg News reports pension funds agree to invest 5% into UK private assets:

UK pension fund managers have agreed to invest at least 5% of their assets into UK private markets, marking a win for the Labour government that’s seeking to boost the economy by drawing billions of pounds into local startups and infrastructure projects.

Seventeen large pension providers are signing up to the voluntary commitment, which will see them invest at least 10% of defined-contribution default funds in private markets by the end of the decade, according to a statement on Tuesday. Within that allocation, at least 5% of the total will be going to UK private markets, “assuming a sufficient supply of suitable investible assets,” it said.

The new deal will “unlock billions for major infrastructure, clean energy, and exciting startups — delivering growth, boosting pension pots, and giving working people greater security in retirement,” Chancellor of the Exchequer Rachel Reeves said in the statement. 

The agreement comes less than two years after the original Mansion House Accord, when 11 companies committed to invest 5% of pension assets in unlisted equities, though a proposal for a specific UK allocation was dropped. 

The new requirement to buy British assets was again contentious. Scottish Widows, the pension arm of Lloyds Banking Group Plc, isn’t a signatory to the new accord, reflecting its wariness that such a mandate would impinge on its ability to maximize returns, according to the Telegraph.

The fresh accord is set to unlock £50 billion ($66 billion) of investment for UK businesses and major infrastructure projects, and assets within its scope currently amount to £252 billion, according to the statement. 

The Labour government, which came to power in July 2024, has been trying to deliver on its pledge to boost private investment and economic growth, and measures include a raft of reforms to the country’s fragmented pension system. Policymakers have so far shied away from mandating pension funds to invest in UK assets. Such a move would face a backlash, given funds are bound by fiduciary duties that require them to act in the best interests of their customers.

Speaking in an interview to Bloomberg Television on Tuesday, Reeves said she didn’t rule out mandating pension funds to allocate money to UK assets, but added it wasn’t needed.

“I’m never going to say never,” she said when asked if she was considering such a move. “But I don’t think it’s necessary. We don’t need to mandate them if people are willing to sign a voluntary accord.”

Whether pension funds end up channeling more into domestic investments will also depend on their attractiveness. The Pensions and Lifetime Savings Association, a trade body, has pointed to the government’s industrial strategy and planning reform as critical for ensuring a pipeline of investable assets.

In the new accord, shares that are listed on the London Stock Exchange’s AIM market as well as the Aquis Growth Market also count toward the UK private-markets allocation target. The exchanges “play a critical role in supporting high-growth companies that drive innovation, jobs and productivity,” said Alastair King, Lord Mayor of London, who helped organize the pact. 

Pension providers that signed up to the new Accord: 

• Aegon, Aon, Aviva, Legal & General, LifeSight, M&G, Mercer, NatWest Cushon, Nest, NOW: Pensions, Phoenix Group, Royal London, Smart Pension, the People’s Pension, SEI, TPT Retirement Solutions, and the Universities Superannuation Scheme

This caught my attention for a few reasons.

First, the UK is looking to reform its pension system and model it after the Maple Eight (easier said than done unless they get the governance right). 

Second, there has been a concerted effort to push Canada's large pension funds to invest more domestically so it's interesting to see what the UK is doing.

Former Bank of Canada Governor Stephen Poloz was tapped to examine how Canada's pension funds can invest more domestically and  back in February, he discussed the path for Canadian pension funds to own domestic airports and adjacent assets at the Canadian Club Toronto. 

Now, there is no mandate or voluntary push to have Canada's large pension funds invest more in domestic assets -- public or private -- but today newly elected Prime Minister Mark Carney unveiled his new cabinet and among his new ministers was Timothy Hodgson who will assume the role of Minister of Energy and Natural Resources.

Mr. Hodgson is a heavyweight who formerly ran Goldman Sachs Canada and also sat on the boards of PSP Investments and most recently at Ontario Teachers' Pension Plan.

This Bloomberg article calls him the "bulldog"ex-Goldman banker called upon to fix Canada's resource sector but he's a lot more than just a former banker. 

He has tremendous experience and having served on the boards of two major Canadian pension funds, among other boards he has served on, he knows what is at stake and how we need to expand our traditional and renewable energy as we forge a path of energy independence.

He also understands the climate crisis, ESG and why responsible investing is critically important. 

Some think he will butt heads with Alberta's Premier Danielle Smith, I think quite the opposite, he will listen carefully to their concerns and propose policies that benefit the country as a whole.

I think the same thing about Mark Carney, he wants to get things done and knows the country is very divided so some compromises are necessary.

Back to the UK proposal, Gregg McClymont penned a comment for Professional Pensions noting that urging pension funds to act more patriotically has become politically plausible:

News that the forthcoming Pensions Bill will include a backstop "direction of investment" power marks a significant escalation in the government's campaign to deliver more domestic investment.

The existence of this backstop power has somewhat overshadowed the signing of Mansion House II by 17 funds and providers this morning (13 May), with its pledge to a 5% allocation to UK private markets (including infrastructure) by 2030. But of course, they are intimately connected – the former being the means by which government maintains pressure on schemes to deliver the Mansion House Accord.

How did we get here? A decade ago, the notion of politicians directing pension fund investment decisions would have been fanciful. Even as George Osborne set about after the 2015 election to scale up the Local Government Pension Scheme (LGPS), the focus was on reducing investments costs rather than on increasing domestic investment.

On the other hand, the potential for a connection was there in theory at least: the same chancellor had previously set out a plan for ‘£20bn in UK pension fund investment in infrastructure', an initiative which encouraged the creation of the now defunct Pensions Infrastructure Platform (PIP), which was owned by, and invested on behalf of, five UK schemes.

As in so many other policy areas, Brexit has a role to play, because it exacerbated existing UK economic weakness, significantly depressing GDP according to all reasonable estimates.

More specifically with Brexit, UK access to the European Investment Bank (EIB) and the European Bank of Reconstruction and Development (EBRD) ended – these institutions were a significant source of infrastructure project structuring expertise and the EIB's case a significant source of finance too (c.€5bn per annum in the UK's case), which has not been adequately replaced.

After 2016, as the UK's productivity failures became starkly apparent, the search for growth solutions intensified. If persistently low levels of investment both public and private had long been identified as a weakness in the UK economy, a specific problem was identified by policy makers with respect to domestic investment in ‘high growth', that is, potentially high growth, companies often located in the bio sciences and digital technology sectors. 

The argument here is and was simple: too much of the value created by new UK companies is captured by US investors in particular who, deploying the scale and expertise of its venture capital sector, buy up these enterprises. If, and when, they succeed, the rewards often end up in the US (and usually the companies too).

But it is also an argument in tune with the backlash against the ideology of globalisation which until recently was the UK's governing orthodoxy, set out most bluntly by Tony Blair twenty years ago now: "I hear people say we have to stop and debate globalisation… You might as well debate whether autumn should follow summer".

Free markets were the corollary of globalisation – economic actors should pursue their own objectives and in doing so all would benefit, in aggregate. With Trump's first victory and Brexit, both in 2016, these assumptions for the first time since the 1970s faced significant challenge from new forms of nationalism which focused on the distributional consequences of what was often known as "the Washington consensus".

The international experience

Pension funds have increasingly been caught in these currents, their duty to prioritise members financial interests having led to a globally diversified asset allocation. This becomes obvious when one looks beyond the UK's shores to the systems which the current government has cited as the major inspiration for its proposed LGPS and defined contribution (DC) reforms, respectively. 

In Australia, the undoubted success of superannuation in creating a large pool of capital for investment, and, in particular, its significant domestic bias in public and private market allocations – a product of tax incentives and the privatisation of local infrastructure at the very moment the super funds were on the hunt for these assets – has not prevented politicians from demanding more domestic investment.

Such calls have come especially to solve Australian's housing supply crisis, whether via pension funds financing new construction, or pension members being able to access their pot to raise mortgage finance. The Australians call it "Nation Building" with the Treasurer (equivalent of UK Chancellor) hosting a series of summits with funds to discuss how to finance national priorities.

In Canada, the pressure on the Maple 8 funds has been – rhetorically, at least – even greater, reflecting the fact that their domestic allocations at around 20% are lower than the Australians at around 35%.

The Maple 8 pioneered a global public and private markets approach to pension funds, this, as well as the fact that Canadian infrastructure is largely owned by provincial governments rather than by the private sector, explains their relatively lower domestic bias versus Australia.

While this might be prudent as a matter of strategic asset allocation, it has led to increasing criticism from within Canada, where stretched public budgets struggle to finance new infrastructure at the required scale, and where the Canadian stock market is seen to require greater domestic financing (not least in the light of curbs on Chinese investment).

This of course is also the case in the UK, where the practical requirement of ministers looking to the immediate future is to find domestic sources of savings for capital investment across the economy public and private, and ranging growth equity through to infrastructure. Furthermore, the domestic bias in UK pension fund allocations is on average less than in Australia or Canada, because of the huge role that global indexed equities have played in the average default fund and also (versus the Australians at least) because of the modest domestic infrastructure allocations by UK funds.

But the wider context in which urging pension funds to act patriotically has become politically plausible – across parties – is the drift away from free market globalisation as a dominant idea. The Great Financial Crash and the subsequent fiscal crises, Trump, migration crises, and Brexit have one way or another, all contributed to this developing perspective, in the UK and elsewhere.

In taking a backstop power to direct investment, the UK government has done something all but unthinkable just a decade ago.

A lot of good arguments here but I do caution, pension funds cannot be the answer to rectify fiscal profligacy and out of control spending.

Importantly, pensions are there to serve their members, full stop. If they can do both, serve members and bolster economic activity (like CDPQ which has a dual mandate), so much the better but the focus must always be on the best interests of members.

In some cases, like the $9 billion surplus at the federal Public Service pension plan, it makes sense to discuss creating a new Canada Growth Fund to invest more domestically (see former PSP CEO Neil Cunningham's thoughts here).

Below, Chancellor of the Exchequer Rachel Reeves said she didn’t rule out mandating pension funds to allocate money to UK assets, as the government seeks to channel more investment into the domestic economy.

CDPQ issued a press release last week stating Redaptive secures $650M credit facility from it and Nuveen to expand Energy-as-a-Service (EaaS) platform:

Redaptive, a leading Energy-as-a-Service (EaaS) provider, today announced the successful closing of a $650 million (CAD 903 million) credit facility from CDPQ, a global investment group, and Nuveen, the investment manager of TIAA. This facility strengthens Redaptive’s ability to scale its innovative platform, meet accelerating customer demand, and deliver measurable business value through energy efficiency, renewable generation, and data-driven building performance.

Redaptive can now expand its investment in physical asset infrastructure across large enterprise portfolios, enabling customers to reduce operating costs, enhance resilience, and meet long-term business growth and sustainability goals—all without the end users’ upfront capital or added operational complexity. Redaptive’s platform combines flexible finance structures, AI-powered insights, and proprietary metering technology to turn energy and infrastructure into a strategic engine of efficiency and performance.

“This new credit facility is a vote of confidence in both our team and our mission,” said Matt Gembrin, CFO of Redaptive. “Enterprises are under increasing pressure to modernize their infrastructure while staying financially agile. Our model continues to prove that you don’t have to choose between operational efficiency, capital discipline, and sustainability—you can achieve all three.”

$650M Credit Facility from CDPQ and Nuveen to Accelerate Energy Optimization Initiatives

Redaptive will leverage this capital to continue its support of enterprise customers with data-driven efficiency and energy generation programs, including HVAC, LED lighting, solar, storage and metering solutions, and other upgrades that can be deployed at large-scale multi-site portfolios. This additional financing will enable Redaptive to expand its reach, increase project deployments, and further develop its solutions across the U.S., Canada, and certain European jurisdictions.

“Redaptive is a leader in helping their clients adopt energy and power solutions that reduce energy costs and consumption, while changing how industries approach sustainability," said Don Dimitrievich, Head of Nuveen's Energy Infrastructure Credit business. "Our investment reflects our confidence in Redaptive’s ability to scale their business, while reducing carbon emissions globally.”

A Strategic Leap Toward Sustainability, Resilience, and Results That Scale

The new facility from CDPQ and Nuveen underscores Redaptive’s ability to drive meaningful progress toward decarbonization while enabling customers to build more resilient and efficient operations. Redaptive continues to set benchmarks in energy efficiency, sustainability innovation, and scalable energy solutions for their customers through their Energy-as-a-Service solution and the Redaptive ONE data platform. With this latest support, Redaptive is poised to accelerate the deployment of its platform across new markets and solution categories, continuing to build momentum as the trusted infrastructure partner for enterprises navigating the energy transition.

“CDPQ and Nuveen are both valued partners in our journey, and we are grateful for their trust in Redaptive’s vision,” said Arvin Vohra, CEO of Redaptive. “This additional support from both global investors allows us to scale our impact, bring our programmatic solutions to more customers, and accelerate the transition to a more sustainable future.”

Recently, Redaptive’s Energy-as-a-Service offering was recognized as a “Top Product of the Year” in the prestigious E+E Leader Product & Project Awards. Judges recognized Redaptive as an outstanding example of innovation in the sustainability and infrastructure sector.

To learn more, please visit redaptive.com.

About Redaptive

Redaptive is a leading Energy-as-a-Service provider enabling Fortune 500 commercial and industrial enterprises to turn real asset infrastructure into a strategic engine for growth and efficiency—bringing together capital, intelligence, and performance. Founded in 2015 and headquartered in Denver, Colorado, Redaptive funds and deploys energy-saving and energy-generating systems across large, distributed real estate portfolios. Its programs help enterprises reduce energy waste, lower carbon emissions, and optimize operating costs—supporting broader business objectives such as operational resilience, financial performance, and long-term sustainability. Through flexible financing structures, asset performance optimization, and AI-driven intelligence, Redaptive empowers organizations to scale energy-efficient solutions faster and smarter. For more information, visit Redaptive.com.

About Nuveen

Nuveen, the investment manager of TIAA, offers a comprehensive range of outcome-focused investment solutions designed to secure the long-term financial goals of institutional and individual investors. Nuveen has $1.3 trillion in assets under management as of 31 Dec 2024 and operations in over 32 countries. Its investment specialists offer deep expertise across a comprehensive range of traditional and alternative investments through a wide array of vehicles and customized strategies. For more information, please visit www.nuveen.com.

What does Redaptive do and why is CDPQ teaming up with Nuveen to lend it $650 million in a credit facility? 

Redaptive is actually an interesting company that helps other companies be more energy efficient:

Redaptive simplifies the complexity by providing a fully funded, end-to-end sustainability solution.

Individualized programs accelerate your organization’s objectives to save money, build resiliency and meet your ESG goals—with the data to back it up. We provide the funding, expertise, resources and management needed to implement energy efficiency and sustainability installations across multiple sites simultaneously. This frees up capital and resources to focus on your core business.

Basically, Redaptive helps companies become more energy efficient at scale and then helps them collect data for reporting and measuring efficiencies.

In doing so, Redaptive allows companies to meet and track their sustainability goals and that's why it plays a critical part in the ESG value chain. 

CDPQ and Nuveen, the investment manager of TIAA, have teamed up before to provide credit for similar transition economy/ sustainability ventures.

Recall in October 2024, they teamed up to launch a $600M sustainable commercial real estate JV to finance the transition economy in commercial real estate as the demand is strong and growing.

Note that Redaptive funds and deploys energy-saving and energy-generating systems across large, distributed real estate portfolios so it is likely part of this joint venture.

Florestan Ferroux, Senior Director Infrastructure Debt at CDPQ posted this on LinkedIn:

Alright, let me wrap it up there, another great financial deal with Nuveen that will help CDPQ meet and exceed its sustainability objectives and enhance its risk-adjusted returns.

Below, what is Energy-as-a-Service? Also known as EaaS, Energy-as-a-Service gives customers access to energy management services without upfront costs. Redaptive offers a customized, ​turnkey solution that funds and installs energy-saving and energy-generating equipment. This helps organizations achieve energy and financial savings faster with speed-to-scale implementation–whether it’s for a building, a campus, or an entire real estate portfolio. Plus, our proprietary meters and data platform collect asset-level insights for ESG reporting.

Also, listen to this great interview from Arvin Vohra, CEO of Redaptive, Inc with Kristen Scholer at the NYSE where they discuss this landmark collaboration and its exciting implications for the future of energy infrastructure (h/t,Florestan Ferroux).